The Jason Gaia Team and Memphis Real Estate

Money Saving Tips

Sometimes it can be hard to put
together enough cash for a down payment.

Here are some ways to obtain
the extra cash you will
need for a down payment.

Money Saving Tips

1.  Use your Savings 2.  Follow a Strict Budget 3.  Ask your relatives or friends for help. If they don't have any money, maybe they will agree to co-sign the loan. 4.  Borrow from your 401k retirement plan (if you have one through your job) 5.  Get a second job 6.  Look into leasing options: Some sellers will let you rent the house now and buy it after you save enough for the down payment (like leasing a car) 7.  Change your withholding taxes; your net-income will increase, giving you more funds to put toward a down payment. 8.  Look into foreclosure properties that require little or no down payment. 9.  Take your lunch to work and use the extra savings for your down payment. 10.  Pay off all your debts so that you aren't losing money on high interest rates.

 

 

Real Estate Resources

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